Free Mortgage Affordability Calculator UK | Compare 18+ Lenders

Compare mortgage borrowing power across 18+ UK lenders including HSBC, Halifax, Barclays, and more. Get instant mortgage affordability estimates with no credit check required.

Free to useNo credit checkInstant results
Mortgage Affordability Calculator
Enter your details to see how much you can borrow from different UK lenders

Primary Applicant

Monthly Outgoings

Optional

Include your monthly financial commitments to get a more accurate borrowing calculation.

How Much Can I Borrow for a Mortgage? Compare UK Lenders

Our free mortgage affordability calculator helps you discover how much you can borrow from major UK lenders including HSBC, Halifax, Barclays, Nationwide, and 15+ other banks. Compare mortgage borrowing power instantly with no credit check required.

Why Use Our Mortgage Calculator?

  • Compare 18+ UK lenders - See borrowing amounts from HSBC, Halifax, Barclays, and more
  • Instant results - Get your mortgage affordability estimate in seconds
  • No credit check - Soft search only, no impact on your credit score
  • Free to use - No hidden fees or charges
  • Accurate estimates - Based on real lender criteria and affordability rules

How Our Mortgage Affordability Calculator Works

Simply enter your income, outgoings, and property details to get instant borrowing estimates from multiple UK mortgage lenders. Our calculator uses the same affordability criteria that lenders use to assess mortgage applications.

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This calculator provides indicative borrowing amounts. Final lending decisions are subject to full application and credit checks.

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